/* Aura Wealth design system — see brand/aura-wealth-brand-identity.md */
:root {
  color-scheme: light;
  --navy-900: #0B1F33; --navy-700: #14304D; --navy-500: #1F4A73; --navy-100: #DCE6F0;
  --sage-700: #4F6F58; --sage-500: #7E9B85; --sage-300: #B8CBBB; --sage-100: #E5EEE6;
  --cream-50: #FBF8F1; --cream-100: #F5EFE2; --cream-200: #EDE4D2; --card: #FFFDF9;
  --gold-600: #9E7B3A; --gold-500: #C2A25A; --gold-300: #E0CE9C;
  --ink-900: #1C2430; --ink-600: #4A5563; --ink-400: #7B8592; --line: #E4DDCD;
  --d1: #2F66B3; --d2: #D69A2A; --d3: #2F9468; --d4: #C4613B; --d5: #8B5FA8; --dgray: #B9B3A6;
  --good: #2F9468; --watch: #D69A2A; --urgent: #C4613B;
  --serif: "Cormorant Garamond", Georgia, "Times New Roman", serif;
  --sans: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
  --radius: 14px; --maxw: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--cream-50); color: var(--ink-900); font: 16px/1.6 var(--sans); -webkit-font-smoothing: antialiased; }
a { color: var(--navy-500); text-decoration: none; }
a:hover { text-decoration: underline; }
h1, h2, h3 { margin: 0; color: var(--navy-700); font-weight: 600; letter-spacing: -0.01em; }
h1 { font-family: var(--serif); font-size: 44px; line-height: 1.1; }
h2 { font-family: var(--serif); font-size: 32px; line-height: 1.15; }
h3 { font-family: var(--sans); font-size: 18px; line-height: 1.3; }
p { margin: 0 0 12px; }
code { font-family: ui-monospace, SFMono-Regular, Menlo, monospace; font-size: 0.9em; background: var(--cream-100); padding: 1px 5px; border-radius: 4px; }
.eyebrow { font: 600 12px/1 var(--sans); letter-spacing: 0.08em; text-transform: uppercase; color: var(--gold-600); margin-bottom: 10px; }
.muted { color: var(--ink-400); } .sec { color: var(--ink-600); }
.small { font-size: 13px; }
.num { font-variant-numeric: tabular-nums; }

/* ---------- navigation ---------- */
.nav { position: sticky; top: 0; z-index: 20; background: rgba(251,248,241,0.92); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); }
.nav .in { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; display: flex; align-items: center; gap: 28px; height: 64px; }
.brand { display: flex; align-items: center; gap: 10px; font-family: var(--serif); font-size: 24px; font-weight: 700; color: var(--navy-700); }
.brand .mark { width: 28px; height: 28px; border-radius: 50%; background: radial-gradient(circle at 35% 35%, var(--gold-300), var(--gold-600) 55%, var(--navy-700) 56%); box-shadow: 0 0 0 2px var(--cream-50), 0 0 0 3px var(--sage-300); }
.nav .links { display: flex; gap: 6px; margin-left: auto; }
.nav .links a { padding: 8px 12px; border-radius: 8px; color: var(--navy-700); font-weight: 500; font-size: 14.5px; }
.nav .links a:hover { background: var(--cream-100); text-decoration: none; }
.nav .links a.active { background: var(--navy-700); color: var(--cream-50); }
.nav .links a.home { color: var(--ink-600); }
.nav .links .who { align-self: center; padding: 0 6px; font-size: 13px; color: var(--ink-400); max-width: 220px; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.hero .views .view { background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.1); border-radius: 10px; padding: 12px 14px; display: flex; flex-direction: column; gap: 2px; font-size: 13px; color: #C9D4DF; }
.hero .views .view b { color: #fff; font-size: 15px; } .hero .views .glyph { color: var(--gold-300); font-size: 18px; margin-bottom: 4px; }
.nav .links a.active.home { color: var(--cream-50); }
@media (max-width: 760px) { .nav .in { gap: 12px; height: auto; flex-wrap: wrap; padding: 10px 16px; } .nav .links { margin-left: 0; flex-wrap: wrap; } }

/* ---------- page scaffolding ---------- */
.page { max-width: var(--maxw); margin: 0 auto; padding: 36px 24px 80px; }
.pagehead { display: grid; grid-template-columns: 1.2fr 1fr; gap: 28px; align-items: end; margin-bottom: 28px; }
.pagehead .lead { font-size: 17px; color: var(--ink-600); }
@media (max-width: 860px) { .pagehead { grid-template-columns: 1fr; } h1 { font-size: 36px; } h2 { font-size: 27px; } }
section.block { margin-top: 44px; }
section.block, [id] { scroll-margin-top: 76px; }   /* anchors land below the sticky nav */
section.block > h2 { margin-bottom: 6px; }
section.block > .sub { color: var(--ink-600); margin-bottom: 16px; max-width: 900px; }
.card { background: var(--card); border: 1px solid var(--cream-200); border-radius: var(--radius); padding: 20px 22px; min-width: 0; }
.grid2 > *, .grid3 > *, .kpis > *, .gauges > *, .controls > * { min-width: 0; }
.card + .card { margin-top: 16px; }
.grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.grid3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
@media (max-width: 860px) { .grid2, .grid3 { grid-template-columns: 1fr; } }

/* ---------- KPI tiles ---------- */
.kpis { display: grid; grid-template-columns: repeat(auto-fit, minmax(190px, 1fr)); gap: 14px; }
.tile { background: var(--card); border: 1px solid var(--cream-200); border-radius: 12px; padding: 14px 16px; }
.tile .l { font-size: 13px; color: var(--ink-600); }
.tile .v { font-size: 26px; font-weight: 600; color: var(--navy-700); margin-top: 3px; letter-spacing: -0.01em; }
.tile .d { font-size: 12.5px; color: var(--ink-400); margin-top: 3px; }
.tile.accent { border-color: var(--gold-300); background: linear-gradient(180deg, #fffdf6, var(--card)); }
.tile.click { cursor: pointer; transition: border-color .12s, box-shadow .12s; }
.tile.click:hover, .tile.click:focus-visible { border-color: var(--navy-500); outline: none; box-shadow: 0 0 0 3px var(--navy-100); }
.tile.click .cta { font-size: 12.5px; color: var(--navy-500); font-weight: 500; margin-top: 8px; }
a.tile { display: block; color: inherit; text-decoration: none; } a.tile:hover { text-decoration: none; }
.hero .views { grid-template-columns: 1fr 1fr; } .hero .views .view:last-child:nth-child(odd) { grid-column: 1 / -1; }
.pillars.five { grid-template-columns: repeat(5, 1fr); }
@media (max-width: 1100px) { .pillars.five { grid-template-columns: repeat(3, 1fr); } }
@media (max-width: 700px) { .pillars.five { grid-template-columns: 1fr; } }
.tile.click.sel { border-color: var(--navy-700); box-shadow: inset 0 0 0 1px var(--navy-700); }
.tile.click.sel .cta::before { content: "▾ "; }

/* ---------- opportunities / to-do list (Today) ---------- */
.oppbar { display: flex; flex-wrap: wrap; gap: 8px 14px; align-items: center; margin: 16px 0 10px; }
.chips { display: flex; flex-wrap: wrap; gap: 6px; }
.chip { font: 500 12.5px/1 var(--sans); color: var(--navy-700); background: var(--cream-100); border: 1px solid var(--cream-200); border-radius: 999px; padding: 7px 11px; cursor: pointer; display: inline-flex; align-items: center; gap: 6px; }
.chip:hover { border-color: var(--navy-500); }
.chip.active { background: var(--navy-700); color: var(--cream-50); border-color: var(--navy-700); }
.chip .n { font-weight: 400; opacity: .75; }
.chip.toggle { cursor: pointer; } .chip.toggle input { margin: 0; accent-color: var(--navy-700); }
.oppbar .btn { margin-left: auto; }
.opp { border-top: 1px solid var(--line); }
.opp:last-child { border-bottom: 1px solid var(--line); }
.opp > summary { list-style: none; display: grid; grid-template-columns: 28px minmax(0, 1fr) 16px; gap: 12px; align-items: start; padding: 12px 6px; cursor: pointer; border-radius: 8px; }
.opp > summary::-webkit-details-marker { display: none; }
.opp > summary:hover { background: var(--cream-100); }
.opp .chk { display: flex; align-items: center; justify-content: center; padding-top: 2px; }
.opp .chk input { width: 18px; height: 18px; margin: 0; accent-color: var(--sage-700); cursor: pointer; }
.opp-main { display: flex; flex-direction: column; gap: 4px; min-width: 0; }
.opp-title { font-weight: 600; font-size: 15px; color: var(--navy-700); }
.opp.done .opp-title { color: var(--ink-400); text-decoration: line-through; text-decoration-color: var(--sage-500); }
.opp-tags { display: flex; flex-wrap: wrap; gap: 6px; }
.opp-impact { font-size: 13.5px; color: var(--ink-600); }
.opp.done .opp-impact { color: var(--ink-400); }
.opp-caret { color: var(--gold-600); font-size: 12px; padding-top: 6px; transition: transform .15s; }
.opp[open] > summary .opp-caret { transform: rotate(90deg); }
.opp-body { padding: 0 6px 16px 46px; font-size: 14px; color: var(--ink-900); }
.opp-body p { margin: 0 0 8px; }
.opp-body ol { margin: 0 0 6px; padding-left: 22px; }
.opp-body li { margin: 0 0 4px; }
.tag { display: inline-block; font: 500 11px/1 var(--sans); letter-spacing: .02em; padding: 4px 8px; border-radius: 999px; border: 1px solid transparent; }
.tag.tier-now { background: #F8ECE7; color: #8F3F22; border-color: #EBCDBF; }
.tag.tier-soon { background: #FBF1DC; color: #7A5A12; border-color: #EEDDB1; }
.tag.tier-later { background: var(--navy-100); color: var(--navy-700); border-color: #C9D7E6; }
.tag.grp-save { background: var(--sage-100); color: var(--sage-700); border-color: var(--sage-300); }
.tag.grp-benefits { background: #E6EEF8; color: #1F4A73; border-color: #C9D7E6; }
.tag.grp-protect { background: var(--cream-100); color: var(--ink-600); border-color: var(--cream-200); }
.tag.grp-decide { background: #F1EAF5; color: #5E3F7A; border-color: #DCCCE6; }
.tag.due { background: var(--urgent); color: #fff; border-color: var(--urgent); }
.tag.soon { background: #FBF1DC; color: #7A5A12; border-color: #EEDDB1; }
.tag.past { background: var(--cream-100); color: var(--ink-400); }
@media (max-width: 720px) { .opp-body { padding-left: 6px; } .oppbar .btn { margin-left: 0; } }
@media print { .oppbar { display: none; } .opp > summary { break-inside: avoid; } }

/* ---------- bucket drill-down (Today) ---------- */
.drill { margin-top: 14px; border: 1px solid var(--cream-200); border-left: 4px solid var(--bc, var(--navy-700)); border-radius: 12px; padding: 14px 16px 6px; background: var(--cream-50); }
.drill .dhead { display: flex; justify-content: space-between; align-items: center; gap: 12px; flex-wrap: wrap; font-size: 15px; }
.drill .drows { border-top: 1px solid var(--line); }
.drill .drow { border-bottom: 1px solid var(--line); }
.drill .dmain { display: grid; grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr) 96px 44px 72px 14px; gap: 12px; align-items: center; width: 100%; padding: 9px 4px; background: none; border: 0; font: inherit; color: var(--ink-900); text-align: left; cursor: pointer; border-radius: 8px; }
.drill button.dmain:hover { background: var(--cream-100); }
.drill .drow.total .dmain { cursor: default; font-weight: 600; }
.drill .dname { display: flex; flex-direction: column; min-width: 0; font-weight: 500; font-size: 14px; }
.drill .dname small { font-weight: 400; font-size: 12px; color: var(--ink-400); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.drill .dbar { height: 10px; background: var(--cream-200); border-radius: 5px; overflow: hidden; }
.drill .dbar i { display: block; height: 100%; border-radius: 5px; }
.drill .dv { text-align: right; font-weight: 600; font-variant-numeric: tabular-nums; font-size: 14px; }
.drill .dv small, .drill .who small { font-weight: 400; color: var(--ink-400); font-size: 11px; }
.drill .dp, .drill .dn { text-align: right; color: var(--ink-600); font-size: 12.5px; font-variant-numeric: tabular-nums; white-space: nowrap; }
.drill .drow.total .dbar { background: none; }
.drill .dcaret { color: var(--gold-600); font-size: 12px; transition: transform .15s; }
.drill .drow.open .dcaret { transform: rotate(90deg); }
.drill .dbody { padding: 4px 4px 14px; }
.drill .ddetail { background: var(--card); border: 1px solid var(--cream-200); border-radius: 10px; padding: 12px 14px 6px; }
.drill .ddetail h4 { font-family: var(--sans); font-size: 13px; font-weight: 600; color: var(--navy-700); margin: 0 0 6px; }
.drill .ddetail h4 .muted { font-weight: 400; }
.drill .grid2.tight { gap: 14px 22px; }
.drill table.who { width: 100%; border-collapse: collapse; font-size: 13px; }
.drill table.who td { padding: 4px 6px 4px 0; border-bottom: 1px solid var(--line); vertical-align: top; }
.drill table.who td.num { text-align: right; white-space: nowrap; font-variant-numeric: tabular-nums; }
.drill .mini svg { width: 100%; height: auto; display: block; font-family: var(--sans); }
.drill details.tbl { margin-top: 6px; }
@media (max-width: 720px) { .drill .dmain { grid-template-columns: minmax(0, 1fr) 84px 40px 14px; } .drill .dbar, .drill .dn { display: none; } }
.hero-figure { font-family: var(--serif); font-size: 64px; font-weight: 700; color: var(--navy-700); line-height: 1; letter-spacing: -0.02em; }
.delta.up { color: var(--sage-700); } .delta.down { color: var(--urgent); }

/* ---------- charts ---------- */
.chart { position: relative; width: 100%; }
.chart svg { width: 100%; height: auto; display: block; overflow: visible; font-family: var(--sans); }
.legend { display: flex; flex-wrap: wrap; gap: 6px 16px; font-size: 13px; color: var(--ink-600); margin: 2px 0 10px; }
.legend span { display: inline-flex; align-items: center; gap: 6px; }
.legend i { width: 10px; height: 10px; border-radius: 3px; display: inline-block; background: var(--k); }
.tip { position: absolute; pointer-events: none; background: var(--navy-900); color: #fff; border-radius: 8px; padding: 8px 11px; font-size: 13px; line-height: 1.4; white-space: nowrap; display: none; z-index: 30; box-shadow: 0 6px 20px rgba(11,31,51,0.18); }
.tip b { font-weight: 600; } .tip .k { display: inline-block; width: 9px; height: 9px; border-radius: 2px; margin-right: 6px; vertical-align: -1px; }

/* ---------- tables (collapsed by default) ---------- */
details.tbl { margin-top: 12px; border-top: 1px solid var(--line); }
details.tbl > summary { cursor: pointer; list-style: none; padding: 10px 0; font-size: 14px; font-weight: 500; color: var(--navy-500); display: flex; align-items: center; gap: 8px; }
details.tbl > summary::-webkit-details-marker { display: none; }
details.tbl > summary::before { content: "▸"; font-size: 12px; transition: transform .15s; color: var(--gold-600); }
details.tbl[open] > summary::before { transform: rotate(90deg); }
details.tbl > summary .hint { color: var(--ink-400); font-weight: 400; margin-left: auto; font-size: 12.5px; }
.tablewrap { overflow-x: auto; }
table.data { border-collapse: collapse; width: 100%; font-size: 13.5px; }
table.data th, table.data td { padding: 7px 10px; border-bottom: 1px solid var(--line); text-align: right; white-space: nowrap; font-variant-numeric: tabular-nums; }
table.data th:first-child, table.data td:first-child { text-align: left; white-space: normal; }
table.data th { color: var(--ink-600); font-weight: 600; font-size: 12.5px; background: var(--cream-100); position: sticky; top: 0; }
table.data tr.total td { font-weight: 600; border-top: 2px solid var(--sage-300); background: var(--cream-50); }
table.data tr.section td { font-weight: 600; color: var(--navy-700); background: var(--cream-50); }
table.data td.neg { color: var(--urgent); }
table.data td.pos { color: var(--sage-700); }
table.data tbody tr:hover td { background: var(--sage-100); }
.tbl-actions { display: flex; gap: 10px; align-items: center; margin: 6px 0 8px; font-size: 13px; }
.btn { display: inline-block; padding: 8px 14px; border-radius: 10px; font: 500 14px var(--sans); border: 1px solid var(--navy-700); color: var(--navy-700); background: transparent; cursor: pointer; }
.btn:hover { background: var(--navy-100); text-decoration: none; }
.btn.primary { background: var(--navy-700); color: var(--cream-50); }
.btn.primary:hover { background: var(--navy-500); }
.btn.small { padding: 5px 10px; font-size: 12.5px; }

/* ---------- info tooltips ---------- */
.info { display: inline-flex; align-items: center; justify-content: center; width: 15px; height: 15px; border-radius: 50%; border: 1px solid var(--gold-500); color: var(--gold-600); font: 600 10px/1 var(--sans); margin-left: 5px; vertical-align: 1px; cursor: help; background: var(--card); }
.info:hover { background: var(--gold-300); }
.gtip { position: fixed; z-index: 50; max-width: 320px; background: var(--navy-900); color: #fff; padding: 10px 12px; border-radius: 8px; font-size: 13px; line-height: 1.45; display: none; white-space: normal; box-shadow: 0 6px 20px rgba(11,31,51,0.2); }
.gtip b { color: var(--gold-300); }

/* ---------- callouts ---------- */
.callout { border-left: 3px solid var(--gold-500); background: var(--cream-100); padding: 12px 16px; border-radius: 0 10px 10px 0; font-size: 14.5px; }
.callout.sage { border-color: var(--sage-500); background: var(--sage-100); }
.callout.urgent { border-color: var(--urgent); background: #F8ECE7; }
ul.plain { margin: 8px 0; padding-left: 20px; } ul.plain li { margin: 6px 0; }
.pill { display: inline-block; padding: 2px 9px; border-radius: 999px; font-size: 12px; font-weight: 600; background: var(--sage-100); color: var(--sage-700); }
.pill.gold { background: var(--gold-300); color: var(--gold-600); } .pill.navy { background: var(--navy-100); color: var(--navy-700); } .pill.urgent { background: #F3D9CF; color: var(--urgent); }

/* ---------- controls (sliders) ---------- */
.controls { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 14px 22px; }
.ctl label { display: flex; justify-content: space-between; align-items: baseline; gap: 8px; font-size: 13px; color: var(--ink-600); margin-bottom: 4px; }
.ctl label .pill { align-self: center; flex: none; }
.ctl label b { color: var(--navy-700); font-variant-numeric: tabular-nums; }
.ctl input[type=range] { width: 100%; accent-color: var(--navy-700); }
.ctl input[type=number], .ctl select { width: 100%; padding: 7px 9px; font: inherit; font-size: 14px; color: var(--ink-900); background: var(--card); border: 1px solid var(--cream-200); border-radius: 8px; }
.ctl.must input { border-color: var(--gold-500); background: #FFF9E8; }
.ctl .range { display: flex; justify-content: space-between; font-size: 11px; color: var(--ink-400); }
.gauges { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 14px; }
.gauge { text-align: center; }
.gauge .v { font-size: 26px; font-weight: 600; color: var(--navy-700); margin-top: -8px; }
.gauge .l { font-size: 13px; color: var(--ink-600); }

/* ---------- calendar ---------- */
.cal { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 14px; }
.month { background: var(--card); border: 1px solid var(--cream-200); border-radius: 12px; padding: 12px 12px 8px; }
.month h3 { display: flex; justify-content: space-between; align-items: baseline; font-size: 16px; }
.month h3 .tot { font-size: 12px; color: var(--ink-600); font-weight: 500; }
.month .dow, .month .days { display: grid; grid-template-columns: repeat(7, 1fr); gap: 3px; }
.month .dow div { font-size: 10px; color: var(--ink-400); text-align: center; text-transform: uppercase; letter-spacing: 0.04em; padding: 4px 0; }
.month .day { min-height: 34px; border-radius: 6px; background: var(--cream-100); padding: 3px 4px; font-size: 11px; color: var(--ink-600); position: relative; }
.month .day.pad { background: transparent; }
.month .day.has { background: var(--sage-100); cursor: pointer; }
.month .day.has.big { background: var(--navy-100); }
.month .day .dots { position: absolute; left: 4px; right: 4px; bottom: 3px; display: flex; gap: 2px; flex-wrap: wrap; }
.month .day .dots i { width: 6px; height: 6px; border-radius: 50%; display: inline-block; }
.month .day.today { outline: 2px solid var(--gold-500); }
.month details { margin-top: 8px; border-top: 1px solid var(--line); }
.month details summary { font-size: 12.5px; color: var(--navy-500); cursor: pointer; padding: 6px 0; }
.month ul { margin: 4px 0 6px; padding-left: 0; list-style: none; font-size: 12.5px; }
.month li { display: flex; justify-content: space-between; gap: 8px; padding: 2px 0; border-bottom: 1px dashed var(--line); }
.month li .d { color: var(--ink-400); width: 44px; flex: none; }
.month li .n { flex: 1; }
.month li .a { font-variant-numeric: tabular-nums; }

/* ---------- inventory grid ---------- */
.covgrid { display: grid; gap: 3px; }
.covgrid .cell { height: 18px; border-radius: 3px; background: var(--cream-200); display: block; }
.covgrid a.cell { background: var(--sage-500); }
.covgrid a.cell:hover { background: var(--navy-700); }
.covgrid .cell.none { background: repeating-linear-gradient(45deg, var(--cream-200), var(--cream-200) 3px, var(--card) 3px, var(--card) 6px); }
.covgrid .rowlab { font-size: 12.5px; color: var(--ink-600); padding-right: 8px; white-space: nowrap; display: flex; align-items: center; }
.covgrid .collab { font-size: 10px; color: var(--ink-400); text-align: center; }

/* ---------- filters ---------- */
.filters { display: flex; flex-wrap: wrap; gap: 10px; align-items: end; margin-bottom: 10px; }
.filters label { font-size: 12.5px; color: var(--ink-600); display: flex; flex-direction: column; gap: 3px; }
.filters input, .filters select { padding: 7px 9px; font: inherit; font-size: 14px; border: 1px solid var(--cream-200); border-radius: 8px; background: var(--card); color: var(--ink-900); }

/* ---------- footer ---------- */
footer.site { margin-top: 64px; background: var(--navy-900); color: #D8E0E8; }
footer.site .in { max-width: var(--maxw); margin: 0 auto; padding: 40px 24px; display: grid; grid-template-columns: 1.2fr 1fr 1fr; gap: 28px; font-size: 14px; }
footer.site a { color: #fff; } footer.site h4 { margin: 0 0 8px; font: 600 13px var(--sans); letter-spacing: 0.06em; text-transform: uppercase; color: var(--gold-300); }
footer.site .fine { grid-column: 1 / -1; border-top: 1px solid rgba(255,255,255,0.12); padding-top: 14px; font-size: 12.5px; color: #9FB0C0; }
footer.site input { padding: 8px 10px; border-radius: 8px; border: 1px solid rgba(255,255,255,0.2); background: rgba(255,255,255,0.06); color: #fff; font: inherit; }
footer.site button { padding: 8px 12px; border-radius: 8px; border: 1px solid var(--gold-500); background: transparent; color: var(--gold-300); font: 500 13px var(--sans); cursor: pointer; }
@media (max-width: 860px) { footer.site .in { grid-template-columns: 1fr; } }

/* ---------- homepage ---------- */
.hero { background: var(--navy-900); color: var(--cream-50); }
.hero .in { max-width: var(--maxw); margin: 0 auto; padding: 96px 24px 88px; display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 48px; align-items: center; }
.hero .in > * { min-width: 0; }
.hero h1 { overflow-wrap: anywhere; }
.hero h1 { color: #fff; font-size: 60px; }
.hero .lead { font-size: 19px; color: #C9D4DF; max-width: 560px; margin: 18px 0 28px; }
.hero .eyebrow { color: var(--gold-300); }
.hero .btn.primary { background: var(--gold-500); border-color: var(--gold-500); color: var(--navy-900); font-size: 15px; padding: 12px 22px; }
.hero .btn.primary:hover { background: var(--gold-300); }
.hero .btn.ghost { border-color: rgba(255,255,255,0.35); color: #fff; margin-left: 10px; }
.hero .art { background: linear-gradient(160deg, rgba(255,255,255,0.06), rgba(255,255,255,0.02)); border: 1px solid rgba(255,255,255,0.12); border-radius: 18px; padding: 22px; }
.pillars { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.pillar { background: var(--card); border: 1px solid var(--cream-200); border-radius: var(--radius); padding: 26px 24px; }
.pillar .ic { width: 42px; height: 42px; border-radius: 12px; background: var(--sage-100); color: var(--sage-700); display: flex; align-items: center; justify-content: center; margin-bottom: 14px; }
.pillar h3 { font-family: var(--serif); font-size: 24px; margin-bottom: 8px; }
.pillars.four { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 1000px) { .pillars.four { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .pillars.four { grid-template-columns: 1fr; } }
@media (max-width: 860px) { .hero .in { grid-template-columns: 1fr; padding: 64px 20px; } .hero h1 { font-size: 40px; } .pillars { grid-template-columns: 1fr; } }
/* ---------- homepage: how it works + example list ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 22px; }
.step { background: var(--card); border: 1px solid var(--cream-200); border-radius: var(--radius); padding: 22px 22px 16px; }
.step .n { font-family: var(--serif); font-size: 40px; font-weight: 700; color: var(--gold-600); line-height: 1; margin-bottom: 10px; }
.step h3 { font-family: var(--serif); font-size: 22px; margin-bottom: 6px; }
.example .exlist { list-style: none; margin: 4px 0 0; padding: 0; }
.example .exlist li { display: grid; grid-template-columns: 22px minmax(0, 1fr); gap: 12px; padding: 12px 4px; border-top: 1px solid var(--line); }
.example .exlist li:last-child { border-bottom: 1px solid var(--line); }
.example .box { width: 18px; height: 18px; border: 1.5px solid var(--sage-500); border-radius: 4px; margin-top: 2px; background: var(--card); }
.example .ex-main { display: flex; flex-direction: column; gap: 4px; min-width: 0; }
.example .ex-main > b { font-weight: 600; font-size: 15px; color: var(--navy-700); }
.example .exfoot { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; margin-top: 16px; }
.example .exgrid { display: grid; grid-template-columns: minmax(0, 1.35fr) minmax(0, 1fr); gap: 26px; align-items: start; }
.example .exviz-wrap { border-left: 1px solid var(--line); padding-left: 24px; }
.example svg.exviz { width: 100%; height: auto; display: block; overflow: visible; }
@media (max-width: 860px) { .example .exgrid { grid-template-columns: 1fr; } .example .exviz-wrap { border-left: 0; padding-left: 0; border-top: 1px solid var(--line); padding-top: 16px; } }
@media (max-width: 860px) { .steps { grid-template-columns: 1fr; } }

.band { background: var(--cream-100); }
.band .in, .plain-section .in { max-width: var(--maxw); margin: 0 auto; padding: 72px 24px; }
.philosophy { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 40px; align-items: start; }
@media (max-width: 860px) { .philosophy { grid-template-columns: 1fr; } }
.fin-table td:first-child { padding-left: 10px; }
.fin-table tr.indent td:first-child { padding-left: 28px; }
.tabs { display: flex; gap: 6px; flex-wrap: wrap; margin-bottom: 12px; }
.tabs button { padding: 7px 14px; border-radius: 999px; border: 1px solid var(--cream-200); background: var(--card); font: 500 13.5px var(--sans); color: var(--navy-700); cursor: pointer; }
.tabs button.active { background: var(--navy-700); color: var(--cream-50); border-color: var(--navy-700); }
.statusdot { display: inline-block; width: 9px; height: 9px; border-radius: 50%; margin-right: 6px; }
@media print { .nav, footer.site, .tip, .gtip { display: none !important; } details.tbl { open: true; } body { background: #fff; } }

/* ---------- changes since last month (Today) ---------- */
.chlist { list-style: none; margin: 6px 0 0; padding: 0; font-size: 14px; }
.chlist li { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; padding: 7px 0; border-bottom: 1px solid var(--line); }
.chlist li .n { min-width: 0; } .chlist li .n small { display: block; color: var(--ink-400); font-size: 12px; }
.chlist li .a { white-space: nowrap; font-variant-numeric: tabular-nums; font-weight: 500; }
.chlist .a.neg { color: var(--urgent); } .chlist .a.pos { color: var(--sage-700); } .chlist .a.muted { font-weight: 400; }
.chlist .a.delta.up { color: var(--urgent); } .chlist .a.delta.down { color: var(--sage-700); }
#changes h3 { margin-bottom: 4px; }

/* ---------- document viewer (view.html) ---------- */
.crumbs { display: flex; flex-wrap: wrap; align-items: center; gap: 6px; font-size: 13.5px; color: var(--ink-600); margin: -8px 0 18px; }
.crumbs a { color: var(--navy-500); } .crumbs .sep { color: var(--gold-600); } .crumbs > span:last-child { color: var(--ink-400); overflow: hidden; text-overflow: ellipsis; white-space: nowrap; max-width: 60vw; }
.pagehead.doc { grid-template-columns: minmax(0, 1fr) auto; margin-bottom: 18px; }
.pagehead.doc h1 { font-size: 34px; overflow-wrap: anywhere; }
.pagehead.doc .sec code { font-size: 12.5px; }
.docactions { display: flex; gap: 8px; flex-wrap: wrap; justify-content: flex-end; align-self: end; }
.docnav { display: grid; grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr); gap: 12px; align-items: center; margin-bottom: 14px; }
.docnav a { overflow: hidden; text-overflow: ellipsis; white-space: nowrap; max-width: 100%; }
.docnav a.prev { justify-self: start; } .docnav a.next { justify-self: end; } .docnav > span { text-align: center; }
.docbody { padding: 16px 18px; }
.docnote { margin: 10px 0 0; }
.docframe { width: 100%; height: 78vh; min-height: 420px; border: 1px solid var(--cream-200); border-radius: 12px; background: var(--card); display: block; }
.docframe.pdf { height: 82vh; }
.sheettabs { margin-bottom: 10px; }
.sheetwrap { overflow: auto; max-height: 78vh; border: 1px solid var(--cream-200); border-radius: 12px; background: var(--card); }
table.sheet { border-collapse: separate; border-spacing: 0; table-layout: fixed; font-size: 13px; font-variant-numeric: tabular-nums; }
table.sheet td { border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); padding: 4px 8px; vertical-align: top; overflow-wrap: break-word; background: var(--card); }
table.sheet td.nov { color: var(--ink-400); text-align: center; }
table.sheet td.left { text-align: left; } table.sheet td.right { text-align: right; white-space: nowrap; } table.sheet td.center { text-align: center; }
table.sheet td.b { font-weight: 600; } table.sheet td.i { font-style: italic; } table.sheet td.neg { color: var(--urgent); }
table.sheet td[data-tip] { cursor: help; text-decoration: underline dotted var(--sage-500); text-underline-offset: 3px; }
table.sheet thead { position: sticky; top: 0; z-index: 2; }   /* the frozen rows move together; a thead can be sticky in every current browser */
table.sheet thead td { box-shadow: inset 0 -1px 0 var(--line); }
table.sheet td.fz { position: sticky; z-index: 1; box-shadow: inset -1px 0 0 var(--line); } table.sheet thead td.fz { z-index: 3; }
.csvwrap { overflow: auto; max-height: 72vh; border: 1px solid var(--cream-200); border-radius: 12px; }
table.data.csv th.txt, table.data.csv td.txt { text-align: left; white-space: normal; min-width: 90px; }
table.data.csv th.num, table.data.csv td.num { text-align: right; }
table.data.csv th.sortable { cursor: pointer; user-select: none; } table.data.csv th.sortable:hover { color: var(--navy-700); }
table.data.csv th .arrow { color: var(--gold-600); }
.pager { display: flex; justify-content: center; align-items: center; gap: 14px; margin-top: 12px; font-size: 13px; color: var(--ink-600); }
.pager[hidden] { display: none; }
.btn[disabled] { opacity: .45; cursor: default; pointer-events: none; }
.pager .pos { font-variant-numeric: tabular-nums; }
.prose { max-width: 860px; font-size: 15.5px; line-height: 1.65; }
.prose h1 { font-size: 34px; margin: 6px 0 14px; } .prose h2 { font-size: 26px; margin: 30px 0 10px; } .prose h3 { font-family: var(--sans); font-size: 18px; margin: 22px 0 8px; } .prose h4, .prose h5, .prose h6 { margin: 18px 0 6px; }
.prose p { margin: 0 0 12px; } .prose ul, .prose ol { margin: 0 0 12px; padding-left: 24px; } .prose li { margin: 4px 0; } .prose li > ul, .prose li > ol { margin: 4px 0 0; }
.prose pre { background: var(--cream-100); border: 1px solid var(--cream-200); border-radius: 10px; padding: 12px 14px; overflow-x: auto; font-size: 12.5px; line-height: 1.5; }
.prose pre code { background: none; padding: 0; font-size: inherit; }
.prose blockquote { border-left: 3px solid var(--gold-500); margin: 0 0 12px; padding: 4px 14px; color: var(--ink-600); }
.prose hr { border: 0; border-top: 1px solid var(--line); margin: 20px 0; }
.prose table.data th, .prose table.data td { white-space: normal; } .prose .tablewrap { margin: 0 0 14px; }
.acts { white-space: nowrap; } .acts .btn + .btn { margin-left: 6px; }
table.data td.acts { text-align: right; }
.btn.small.view { background: var(--navy-700); color: var(--cream-50); }
.btn.small.view:hover { background: var(--navy-500); }
@media (max-width: 860px) { .pagehead.doc { grid-template-columns: 1fr; } .docactions { justify-content: flex-start; } .docnav { grid-template-columns: 1fr; } .docnav a.next { justify-self: start; } .docnav > span { text-align: left; } .crumbs > span:last-child { max-width: 100%; white-space: normal; } .docframe { height: 70vh; } }